About the OpportunityWe are seeking a passionate, technically-minded Product Manager - Product Factory to join our Core Systems team. Our mission is to disrupt traditional core banking technology standards by building highly configurable, modular, and automated solutions that enable rapid financial product launches across Europe, backed by automated compliance and seamless data flows.The Core Systems segment is split between our Barcelona and Berlin, which serve as the primary product and tech hubs for N26 globally.What is the "Product Factory"?The Product Factory is the central engine room of N26’s core banking platform. Rather than hardcoding software from scratch for every new country or account type, the Product Factory builds the modular "building blocks" (flexible APIs, internal configuration engines, and a centralized product catalog) of the bank.Drive the strategy and execution for self-service product configuration and orchestration tools, enabling internal regional and market teams to launch or modify financial products without needing engineering intervention.Define and execute the roadmap for N26's core product infrastructure, including the orchestration of transactional and gateway data flows that power our underlying financial systems.Maintain and scale the central system of record for N26's financial features, interest rates, limits, and fee structures, ensuring high system availability and data integrity.Partner with other product managers, designers, and core engineers to continuously improve N26's platform architecture, ensuring it aligns with general business goals.Navigate Compliance & Rollouts: Work closely with cross-functional domains, including Local Market Teams, Legal, Operations,



and Compliance to ensure that automated compliance guardrails are baked directly into the Product Factory framework for seamless market rollouts.Oversee technical relationships and integrations with high-engagement third-party core banking providers and external financial vendors.What you need to be successful:Experience: 4+ years of Product Management experience, ideally gained within a FinTech, modern banking environment, core banking provider, or a highly complex platform/API-driven ecosystem.Technical & Data Acumen: Strong familiarity with backend architectures, relational databases, system integrations, and building/managing internal API products.

Proven experience working with centralized digital product catalogs, configuration engines, or complex financial orchestration systems.Education: Undergraduate degree in a STEM field, Business, or Economics. An MBA, MS, or equivalent advanced degree is a plus.Agile Mastery: A deep understanding of agile product development, continuous integration, and scalable delivery practices.Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. A relocation package with visa support for those who need it.Who we areN26 has reimagined banking for today’s digital world.

Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

📌 Product Manager - Product Factory (Barcelona)
🏢 N26
📍 Barcelona