CIB Risk Strategy & Portfolio Management is the unit responsible for risk monitoring CIB portfolio, tracking market dynamics, and managing early warning signs of deterioration and special monitoring within the CIB Risk area.
ABOUT THE POSITIONKey Responsibilities
- Lead and manage a team of 2 professionals.
- Monitor the Integral CIB deteriorated portfolio (Stage 2 and 3), including pre-watch list and identification of potential risk deterioration.
- Prepare presentations for the Finance Team and Holding to monitor Stage 2-3 CIB portfolios for Senior Management and Supervisors (e.g., Risk Commission, JST for Global CIB).
- Oversee the annual CIB Budgetary process regarding loan loss provisions and NPLs, enhancing annual estimation processes and monthly follow-ups for individual assets (Big Tickets) in coordination with Finance.
- Maintain close communication and collaboration with Finance, Work-out, and Credit Risk Admission teams to ensure rigorous follow-up of deteriorated portfolios.
- Conduct specific follow-up on potential risk deterioration (Focus List)



to reinforce special monitoring and analysis for identified clients or projects.
- Participate in Project Finance committees to proactively detect potential credit deterioration.
- Collaborate with portfolio dynamics teams to establish forward-looking views for PDs and evaluate their impact on NPLs and loan loss provisions.
- Support the area's Transformation project by driving the automation of portfolio monitoring processes and implementing advanced analytics and visualization tools to integrate early warning indicators into risk management.

Qualifications
- Education: Degree in Finance, Econometrics, Statistics, Engineering, Mathematics, or a quantitative field. A Master's degree is highly preferred.
- Experience: Minimum of 8-9 years of professional experience in credit risk monitoring, specifically focusing on deteriorated portfolios, provision management, NPLs, and credit risk drivers.
- Financial Analysis

📌 CIB Credit Risk Special Monitoring (Madrid)
🏢 Empresa líder
📍 Madrid