USA SCIB Product Specialist, Structuring Analyst

Country: United States of America

It Starts Here:

Santander is a general leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Responsibilities:

- Support the origination, structuring, pricing, and execution of TRS, margin lending, repo, and other financing transactions for U.S. clients.
- Support senior desk members in developing client relationships, identifying financing opportunities, preparing client materials, and responding to client requests.
- Analyze transaction economics, collateral, liquidity, concentration, leverage, counterparty exposure, and other key risk factors.
- Assist in determining financing terms, including pricing, haircuts, margin requirements, tenor, and structural protections.
- Monitor transactions and portfolio exposures, including collateral values, margin, concentrations, counterparty risk, and relevant market developments.
- Build and enhance models, monitoring tools, dashboards, and automated processes to improve pricing, risk management, client coverage, and desk efficiency.
- Use programming and data analytics to aggregate, analyze, and visualize transactions, client, market, and risk data.
- Coordinate transaction execution with clients and internal partners across Risk,



Legal, Operations, Finance, and other functions.
- Take increasing ownership of client activity, transaction analysis, execution, portfolio monitoring, and desk analytics.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education:

Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

- Ideally 1-2 years of experience financing credit assets, including experience in Markets, Repo, Securities Financing, Structured Credit Financing, or a related role.
- Candidates with relevant experience in Structuring, Trading, or Sales will be considered.
- Relevant asset experience includes private credit assets, securitized products, non-traditional fixed income securities, and liquid credit.
- Strong understanding of financing concepts, including collateral, margin, haircuts, leverage, funding costs, regulatory capital and counterparty risk,



with the ability to analyze and quantify risk.
- Familiarity with TRS, repo, margin lending, derivatives, or other secured financing products preferred.
- Strong quantitative, data analysis, and analytical skills with advanced proficiency in Excel.
- Programming and data-analysis skills, including Python, or similar tools, with an interest in building practical desk tools and automation.
- Strong client orientation and commercial mindset, with an interest in developing relationships and growing the U.S. financing franchise.
- Strong written and verbal communication skills.
- Strong attention to detail, initiative, and ability to work effectively in a fast-paced, client-driven Markets environment.
- Bachelor's degree or equivalent experience in Finance, Economics, Mathematics, Engineering, Computer Science, or a related discipline.

Certifications:

SIE, Series 7, 63, and 79

It Would Be Nice For You To Have:

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, li

#J-18808-Ljbffr

📌 USA SCIB Product Specialist, Structuring Analyst (España)
🏢 Santander
📍 España