Lead and manage a team of 2 professionals
Monitor the General CIB deteriorated portfolio (Stage 2 and 3), including the pre-watch list and potential risk deterioration
Prepare presentations for the Finance Team and Holding to monitor Stage 2-3 CIB portfolios for Senior Management and Supervisors
Oversee the annual CIB budgetary process regarding loan loss provisions and NPLs
Enhance annual estimation processes and conduct monthly follow-ups for individual assets (Big Tickets) in coordination with Finance
Collaborate with Finance, Work-out, and Credit Risk Admission teams on deteriorated portfolio follow-up
Conduct specific follow-up on potential risk deterioration through the Focus List
Participate in Project Finance committees to detect potential credit deterioration
Collaborate with portfolio dynamics teams to establish forward-looking views for PDs and evaluate impact on NPLs and loan loss provisions
Support the area's transformation project by automating portfolio monitoring processes




Implement advanced analytics and visualization tools to integrate early warning indicators into risk management
Requirements
Degree in Finance, Econometrics, Statistics, Engineering, Mathematics, or a quantitative field
Minimum of 8-9 years of professional experience in credit risk monitoring, specifically focusing on deteriorated portfolios, provision management, NPLs, and credit risk drivers
Proven expertise in analyzing financial statements and applying these insights to monitoring individual clients and specific projects
Solid understanding of credit markets and regulations, including IFRS9, Basel, and provisioning
Proficiency in PD, LGD, and EAD models
Advanced Excel, SQL, Business Intelligence (BI) tools, and Python/R
Advanced English (C1 level or higher)
Strong leadership and team management skills
Excellent communication
Proactive approach to digital transformation and AI
Critical thinking and flexibility
Core Competencies
Demonstrates expertise in credit risk monitoring and

📌 CIB Credit Risk Special Monitoring, Provisioning Manager (Madrid)
🏢 Jobtailor
📍 Madrid