Overview In this role you will shape the risk management framework for card payments, ensuring secure and compliant processing while supporting growth. You work within the Payments team to align risk controls with regulatory requirements and industry standards. You'll lead fraud prevention strategies, monitor risk indicators, and collaborate with cross-functional teams and external partners to safeguard transactions.

The position offers an opportunity to influence payment security at scale in a dynamic, innovation-driven company.

Compensaciones / Incentivos Private health care

Flexitime and Summer Schedule

Birthday off as a paid holiday

Hybrid remote work

Training budget & study leave

Language lessons

Responsabilidades Develop and maintain a risk management strategy and framework for card payments

Define policies, procedures, and controls across onboarding, processing, chargebacks, and fraud management

Establish KRIs and monitor the effectiveness of risk mitigations

Conduct regular risk assessments and implement mitigation measures

Lead advanced fraud prevention/detection initiatives and monitor trends

Ensure compliance with card schemes, PCI DSS, PSD2, GDPR; manage audits and regulatory assessments





Develop incident response plans and lead investigations of payment security incidents

Communicate risk findings clearly to technical and non-technical stakeholders

Collaborate with card schemes, payment processors, and regulatory bodies

Requisitos principales Bachelors degree in Finance, Business Administration, Computer Science, Information Security, or related field; Master's preferred

Extensive experience in card payments risk management with emphasis on fraud prevention and compliance

Deep knowledge of card schemes (Visa, Mastercard, Amex), PCI DSS, PSD2, GDPR

Proven track record building and implementing risk frameworks, policies, and procedures

Strong analytical and problem-solving skills with data interpretation capability

Proficiency with data analysis tools (SQL, Excel, BI tools) and fraud detection technologies

Excellent communication, presentation, and interpersonal skills; ability to influence across teams

Ability to work independently and manage multiple priorities in a fast-paced environment collaboration communication problem-solving

SQL

Excel

BI tools

📌 Commercial Specialist (Permanent) (Barcelona)
🏢 Exogroup
📍 Barcelona