Overview Join to apply for the Underwriter role at Dojo .
In less than four years, Dojo disrupted the market to become the largest and most loved acquirer in the UK. Our payments infrastructure, purpose-built for in-person commerce, is game changing. As we continue our expansion into Europe, we are looking for someone as ambitious as we are to join our Madrid-based underwriting team focusing on the Spanish market to act as a shield between Dojo and any fraud, AML and credit risks we may face. you'll use your insight and understanding across both financial and relevant non-financial information to ensure they meet Dojo risk appetite. Working alongside a great team of fast and thorough decision-makers, you'll proactively engage with internal stakeholders and our clients to find solutions to best manage and mitigate our risk, while supporting the continued growth and expansion of Dojo.
What You Will Do Conduct thorough risk assessments tailored to each merchant and vertical, covering potential fraud, AML, and credit risks to ensure a holistic view of exposure.




Perform comprehensive KYC (Know Your Customer) and KYB (Know Your Business) due diligence checks on all applicants, ensuring compliance with Spanish AML regulations and internal policies.
Identify credit risk and exposure drivers specific to each vertical in the acquiring business, recognising how sector dynamics impact overall risk profiles.
Lead engagement with commercial teams to identify solutions that maximise onboarding opportunities, manage case escalations, and deliver training while ensuring advocacy of the risk and underwriting function.
Collaborate closely with the Legal team to negotiate and review bespoke contracts and security arrangements.
What You Will Bring Demonstrable knowledge in Spanish AML regulations, with the ability to assess and validate documentation across different legal entity types.
A deep understanding of acquiring risks and the controls to mitigate them, alongside knowledge in car

📌 Risk Assessor (Madrid)
🏢 Dojo
📍 Madrid