Responsibilities Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks Contribute to define the new risk policies and changes in these Drive the strategic management and profitability of retail portfolios Architect and refine credit risk admission policies Spearhead the development of pricing strategies Oversee risk models and data quality Prepare and refine data to ensure high quality and robustness for analysis Qualifications Degree in Economics, Mathematics, Physics, or Statistics Master's level knowledge of Data Science At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation Deep understanding of credit risk models Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA English required

📌 Risk Portfolios Manager (Madrid)
🏢 Jobtailor
📍 Madrid