Experteer Overview In this role you will support underwriting decisions for the Credit u0026amp; Surety business across global markets, combining financial analysis with commercial insight. You will assess credit risk for corporate obligors, monitor portfolios, and contribute to AI-driven and data-enabled transformation within Credit u0026amp; Surety. You’ll work closely with underwriting, risk management and actuarial teams to deliver timely, well-founded credit views. This is a high-impact position at a global insurer shaping risk analytics and portfolio strategies.Compensaciones / Ventajas
- Perform in-depth credit analysis and internal rating assessments across industries and geographies
- Evaluate financing structures and transaction risks, providing actionable recommendations to underwriters
- Recommend credit limits in line with internal risk appetite and governance standards
- Identify key risk drivers, mitigants, and early warning signals
- Monitor exposures and assess impact of market/sector/company developments
- Identify deteriorating risks and propose watchlist actions or risk mitigation strategies
- Contribute to portfolio insights including sector trends and concentration risks
- Partner with underwriting,



risk management and actuarial teams globally
- Communicate credit views effectively to support timely decisions
- Drive efficiency in credit processes to improve turnaround times and outputs
- Contribute to data-driven and AI-enabled transformation initiatives
- Support development and enhancement of credit tools, methodologies and frameworksResponsabilidades
- 6-10 years of experience in credit analysis or related work
- Strong academic background with a business degree and/or post-graduate qualification (MBA/CFA/Chartered Accountant or similar)
- Strong quantitative and analytical skills with fluency in English, Spanish and German
- Proficient in financial spreading, financial projections, and handling credit application documents
- Good knowledge of global macroeconomics, financial markets, and credit-related products
- Experience managing multiple priorities and meeting deadlines in a fast-paced environment
- Proven ability to present independent credit opinions and risk ratingsRequisitos principales
- hybrid work model
- performance-based annual bonus

📌 Credit Risk Analyst Surety (Hybrid; M/F/X/D) (Madrid)
🏢 Swiss Re
📍 Madrid