Cash Management & Settlements Specialist | Based in Barcelona Every FX transaction Kantox processes has to settle correctly, on time, and without gaps. The Operations team is the function that makes that happen, and we are looking for a Cash Management & Settlements Specialist to sit at the centre of it. This is a hybrid back-office role that combines end-to-end settlements and payment processing with cash reconciliation and data analysis, ideal for someone who wants broad exposure across the full transaction lifecycle rather than a narrow slice of it.

What you will work on

Supervising incoming and outgoing transactions, ensuring payments are released and processed without delays for our clients

Assisting with bank enquiries and working closely with our banking partners to resolve settlement queries and payment processing issues

Managing Kantox's collateral exposure and client margin call processing

Performing daily, weekly, and monthly reconciliations of bank accounts and other financial records, investigating and resolving discrepancies so all transactions are accurately recorded

Supporting audits by providing detailed reconciliation reports and documentation, and ensuring transactions comply with company policies and financial regulations

Collaborating with Finance on the reporting of funds and with our Technology team on automation initiatives and process improvements

Working closely with team members on payment reconciliation issues and ensuring operational continuity

Maintaining organised records and compiling data to assist with ad-hoc reporting requests

The setup You will be based in our Barcelona office, working within the Operations team at the centre of daily FX trading and payment operations. You will interact regularly with Client Transaction Services, Cash Management and Settlements, Customer Success, Finance, Compliance and Risk, and Technology.



This is a role with real cross-functional exposure and direct impact on how clients experience Kantox day-to-day.

Who you are You have a solid academic background in finance or a related field and a genuine interest in financial markets, foreign exchange, and banking systems. You are detail-oriented, comfortable with numbers, and the kind of person who investigates a discrepancy rather than lets it sit.

Concretely:

Bachelor's or Master's degree in Finance, Economics, Accounting, Mathematics, or a related field

Comfortable with MS Excel including pivot tables, VLOOKUPs, and data analysis

Basic understanding of financial and operational risk management

Fluent in English; Spanish is a plus

Strong attention to detail, analytical mindset, and ability to work accurately to deadlines

Proactive, result-oriented, and able to manage multiple tasks simultaneously

Prior experience in fintech, financial services, payments, or reconciliation and financial operations is a plus

Experience or interest in Power BI or similar data visualisation tools is a plus

What we offer

Competitive salary

Sponsored learning and development budget

Free private health insurance

Free language lessons (Spanish, English and French)

Versátil working hours and short Fridays

Hybrid working model (3 office, 2 home)

31 days of annual leave

Gym discounts and free sports activities

Restaurant Ticket with monthly credit and regular cross-team lunches

Fresh fruit and unlimited coffee

Pizza Fridays

Barcelona office with 360° views of the city

About Kantox We are a 200-person fintech and a BNP Paribas company, with offices in London and Barcelona. We built a product that handles real financial complexity for clients who depend on it every day. Joining the Operations team means sitting at the centre of how that complexity gets resolved, every single day.

Kantox is an equal opportunity employer. We hire on merit and welcome applicants regardless of background, nationality, gender, age, sexual orientation, or disability status.

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📌 Cash Management & Settlements Specialist (Madrid)
🏢 Kantox
📍 Madrid