IT STARTS HERE: SANTANDER FUTURE TALENTS

Santander is evolving from a integral, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to helping more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Are you ready to take the next step in your career and be part of the transformation of the banking sector? Join our Santander Future Talents: Santander CIB Graduate Program Europe - Investment Banking - Financing & Capital Structure Solutions, within Santander Corporate & Investment Banking (Santander CIB).

This program is designed for recent graduates in Business Administration, Economics, Finance, Accounting, Engineering, Mathematics or related fields, with a high level of English and a strong interest in corporate finance, credit and capital markets. You will build a broad understanding of how Santander advises and finances corporate, financial institution, public sector and financial sponsor clients through Structured Finance, Debt Capital Markets, Leveraged Finance and Syndicated Loans.

For this year's edition, the vacancies within these teams will be based in the following locations: Madrid and London.

THE DIFFERENCE YOU MAKE

As part of Santander Future Talents: Santander CIB Graduate Program Europe - Investment Banking - Financing & Capital Structure Solutions, you will work across a broad financing platform that brings together four complementary areas. Each team addresses a different part of clients’ funding and capital structure needs, from bespoke structured solutions and bond markets to leveraged financing and syndicated bank debt. Depending on the team and transaction, your responsibilities will include:

Structured Finance: Structured Finance provides strategic advice and bespoke financing solutions for corporations and institutional investors, helping clients achieve funding and capital structure objectives across areas such as Debt Advisory, Infrastructure Finance, Fund Finance, Asset Finance and Debt Restructuring. You will support the analysis and structuring of complex financings, including financial modelling, due diligence, credit assessment, transaction materials and coordination with internal and external stakeholders.

Debt Capital Markets (DCM): Debt Capital Markets advises corporate,



financial institution and public sector clients on accessing bond markets across different currencies and formats. The team supports funding strategy, issuance timing, tenor, ratings considerations, liability management and investor positioning. You will contribute to market analysis, pitch materials, pricing work, investor feedback, roadshow materials and the execution of benchmark, private placement and other debt issuance transactions.

Leveraged Finance (LevFin): Leveraged Finance delivers tailored financing solutions for private equity sponsors and corporate clients, particularly for acquisitions, leveraged buyouts, refinancings and recapitalisations. The platform combines leveraged loans and high-yield bonds with structuring and capital markets expertise. You will assess business plans, cash-flow generation, capital structures, leverage capacity and downside scenarios, while supporting credit papers, financial models, committee materials and transaction execution.

Syndicated Loans: Syndicated Loans advises clients on bank financing and the optimal use of syndicated debt across investment grade, crossover and leveraged borrowers. The team structures and executes facilities such as revolving credit facilities, term loans, bridge loans and acquisition financings, coordinating distribution across a group of lenders. You will support origination, structuring, underwriting and syndication, including lender presentations, information memoranda, pricing analysis, bookbuilding, allocations, documentation and closing processes.

Cross-team execution: Work closely with coverage, credit, legal, syndicate, sales, markets and other product teams across European geographies to coordinate analysis, approvals, documentation, distribution and transaction execution.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• University degree: University degree in Business Administration, Economics, Finance, Accounting, Engineering, Mathematics or a related field.



A postgraduate qualification in Finance, Corporate Finance or related discipline is an advantage.

• English level: High proficiency in English. Additional European languages are an advantage.

• Skills: Strong analytical and quantitative capabilities; sound Corporate Finance and accounting knowledge; advanced Excel and PowerPoint skills; financial modelling skills; attention to detail; strong written and verbal communication; and a collaborative approach in a fast-paced environment.

• Interest: Strong interest in investment banking, financing, capital structure, credit analysis, debt and capital markets, and complex transaction execution. Previous internship experience in finance, investment banking, corporate finance or a related field is desirable.

• Timing: One-year program starting in July/September 2027, depending on the geography.

Información adicional

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• Professional Growth: Gain hands-on experience across live financing and capital structure transactions, building a broad understanding of Structured Finance, Debt Capital Markets, Leveraged Finance and Syndicated Loans.

• Training: Learn from experienced professionals through immersive technical and interpersonal training, mentoring and on-the-job development.

• Global Environment: Join an international graduate community and collaborate with teams based in Madrid, London, Frankfurt, Paris and Milan, with flexibility to travel according to business needs.

• Impact: Help deliver strategic financing and capital structure solutions for leading corporate, institutional, public sector and financial sponsor clients.

• Competitive Salary: A permanent role with attractive and competitive compensation designed to recognize and reward your talent and dedication.

• Work Environment: A collaborative, multicultural and high-performing environment. The program is expected to start in July or September 2027, depending on the geography.

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

📌 Santander Future Talents: SCIB Graduate Program Europe - Financing & Capital Structure Solutions (Madrid)
🏢 Santander Corporate u0026 Investment Banking
📍 Madrid