Deutsche Pfandbriefbank AG
- Madrid

Deutsche Pfandbriefbank AG (pbb) is an international specialiced commercial bank with over 800 employees from 45 countries. We offer our customers a wide range of financing and investment solutions for the entire real estate value chain. Our goal is to contribute to a more sustainable world of real estate.

For our Credit Risk Management business area based in Madrid, we are currently seeking to hire, with immediate effect, a

Credit Officer (M/F/d):
Your tasks:
- Ongoing processing and monitoring of a portfolio consisting of French borrowers, in particular local regional governments and public institutions (e.g. hospitals, entities in charge of public infrastructure) utility [and a few public-private partnerships
- Preparation of annual reviews, including recommendations
- Conducting internal ratings using an internal rating model as part of annual credit risk monitoring or on an ad hoc basis
- Collaboration in implementing the bank's credit risk strategy for the assigned exposures for existing business




- Collaboration in implementing all regulatory and internal requirements and process instructions for the corresponding sub-portfolio
- Support with customer inquiries/ oral communication and written correspondence with customer in French language
- Review and analyze customer request for changes of terms and conditions / waivers for the underlying exposure and negotiate with the customer in French language
- Monitoring of current market developments and reporting on industry trends and actions by major rating agencies, as well as current political developments
- Active participation in projects and in the further development of the risk strategy and development or establishment of new credit risk management procedures for specific portfolios

How to convince us:
- Bachelor's and master's degrees in economics/finance/law or comparable education
- Good knowledge of and interest in financial analysis (including preferably public se

📌 Junior Credit Officer (Madrid)
🏢 Deutsche Pfandbriefbank
📍 Madrid