Experteer Overview
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In this role you will support underwriting decisions for the Credit u0026amp; Surety business across integral markets, combining financial analysis with commercial insight. You will assess credit risk for corporate obligors, monitor portfolios, and contribute to AI-driven and data-enabled transformation within Credit u0026amp; Surety. You’ll work closely with underwriting, risk management and actuarial teams to deliver timely, well-founded credit views. This is a high-impact position at a global insurer shaping risk analytics and portfolio strategies.
Compensaciones / Beneficios
• Perform in-depth credit analysis and internal rating assessments across industries and geographies
• Evaluate financing structures and transaction risks, providing actionable recommendations to underwriters
• Recommend credit limits in line with internal risk appetite and governance standards
• Identify key risk drivers, mitigants, and early warning signals
• Monitor exposures and assess impact of market/sector/company developments
• Identify deteriorating risks and propose watchlist actions or risk mitigation strategies
• Contribute to portfolio insights including sector trends and concentration risks




• Partner with underwriting, risk management and actuarial teams globally
• Communicate credit views effectively to support timely decisions
• Drive efficiency in credit processes to improve turnaround times and outputs
• Contribute to data-driven and AI-enabled transformation initiatives
• Support development and enhancement of credit tools, methodologies and frameworks
Responsabilidades
• 6-10 years of experience in credit analysis or related work
• Strong academic background with a business degree and/or post-graduate qualification (MBA/CFA/Chartered Accountant or similar)
• Strong xqbhyrx quantitative and analytical skills with fluency in English, Spanish and German
• Proficient in financial spreading, financial projections, and handling credit application documents
• Good knowledge of global macroeconomics, financial markets, and credit-related products
• Experience managing multiple priorities and meeting deadlines in a fast-paced environment
• Proven ability to present independent credit opinions and risk ratings
Requisitos principales
• hybrid work model
• performance-based annual bonus
Hay opciones de teletrabajo/trabajo desde casa disponibles para este puesto.

📌 Credit Risk Analyst Surety (Hybrid; m/f/x/d) (Madrid)
🏢 Swiss Re
📍 Madrid