Newly authorised and scaling across Europe, we are building a bank that feels radically different: simple, transparent and genuinely customer‑obsessed, and we are looking for an experienced Enterprise Risk Manager to help us grow safely and sustainably.
Enterprise Risk is at the centre of our risk governance, and this is a rare opportunity to work closely with teams across the business to develop and maintain enterprise risk management processes, standards and governance that are robust, pragmatic and enable innovation—balancing strong risk discipline with Monzo’s fast‑moving, collaborative culture.
The role you are applying for is a Controlled Function (CF‑2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland.
Supporting the coordination and maintenance of our Risk Appetite Framework and Statement across EU, ensuring it reflects our Attitude to Risk across all material risks.
Executing the risk horizon scanning and emerging risk assessment process, coordinating detailed impact analyses across business lines to proactively identify and mitigate future risks.
Supporting and promoting a strong enterprise risk culture across the organisation by embedding risk awareness at all levels of the bank and delivering comprehensive training and awareness programmes.
Maintaining the EU Risk Taxonomy and risk register, ensuring accurate classification and management of risks and controls.




Supporting the delivery of comprehensive risk reports to the Board and Executive Committees.
Supporting executive governance committees through effective co‑ordination, administration and continuous improvement of governance processes.
Supporting the end‑to‑end risk governance flow across the EU entity, providing committee secretariat support to ensure seamless escalation and regulatory compliance.
You have a proven track record working in risk management roles within financial services in heavily regulated environments.
You have a strong knowledge of digital banking products, operations and associated risks.
You have excellent verbal and written communication skills, with the ability to influence and engage senior stakeholders.
You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and across the EU.
A base salary range of €53,000 – €65,000 and incentive awards tied to performance.
~ Hybrid working model, based in our Barcelona/Madrid office 2‑3 days a week, with travel to Monzo’s head offices in Dublin and/or London from time to time.
~ Adaptable working hours and trust to work the hours that suit you and your team.
~ Annual leave of 38 days, including public holidays.
~€1,200 annual learning budget for books, training courses and conferences.
~ Well‑being benefits: financial education, women’s and men’s health support, mental health benefits including coaching and counselling.

Diversity and inclusion are a priority for us and we are making sure we have lots of support for all people to grow at Monzo. full or birth names are not required at the application stage.
#

📌 Manager, Quality & Risk Management (Barcelona)
🏢 Visa Hunt
📍 Barcelona