BFF Bank S.p.A. is a banking institution with approximately 40 years of experience in the market, listed on the Italian Stock Exchange and continuously growing and expanding. It is Italy’s largest operator in specialized finance and a leading player in Europe in the management and non-recourse factoring of trade receivables owed by Public Administrations. The Group is also a market leader in Italy in the Securities Services and banking payments businesses. To strengthen our internal team, we are looking for a:
Corporate Credit Analyst Purpose of the Role You will join the Credit Evaluation function, reporting directly to the relevant Manager.
You will have the opportunity to develop specialist expertise in the analysis and structuring of credit facilities for Corporate counterparties, gaining in-depth exposure to credit risk assessment dynamics and credit approval processes.
Key Responsibilities
Assess the creditworthiness of opportunities originated by the Commercial function through financial statement analysis, cash flow evaluation,



review of the Bank of Italy Central Credit Register, and the use of external credit reports and information providers.
Structure credit solutions consistent with the counterparty’s risk profile and internal policies, including facility type, tenor, guarantees, and control mechanisms.
Liaise with the Commercial function to define the information set required for a comprehensive and informed credit approval process.
Support the development of new products and the enhancement of credit risk assessment methodologies.
Manage non-standard or complex transactions, preparing credit memoranda and presenting them to Committees and decision makers, highlighting opportunities, risk drivers, and mitigating factors.
Apply if You Have
At least 3 years of experience in credit analysis and creditworthiness assessment of Mid-Cap and Corporate counterparties.
Strong analytical thinking, synthesis, and presentation skills when interacting with internal s

📌 Credit Analyst (Madrid)
🏢 BFF Banking Group
📍 Madrid