This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Staff Engineer - Money, Risk & Payment Ancillaries based in Spain.
This is a senior technical leadership role focused on the systems that protect money and manage risk across general payment transactions.
You will shape architecture across risk, fraud, scams, money operations, reconciliations, and chargebacks.
The role combines hands-on engineering with cross-domain technical leadership in a zero-tolerance-for-failure environment.
You will design resilient, bank-grade systems where financial correctness, auditability, security, and real-time decision-making are critical.
You will work with event-driven, high-throughput and low-latency architectures while helping teams adopt strong engineering practices.
AI-assisted development is an integral part of the role, from design and implementation through testing, review, and operational workflows.
You will mentor engineers and collaborate closely with Product, Data/ML, Compliance,



and other technical leaders to solve complex problems at global scale.
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Accountabilities:
Own the technical architecture and direction across risk, fraud, scams, money operations, reconciliations, and chargebacks, establishing scalable APIs, event-driven patterns, and engineering standards.
Architect and develop low-latency, real-time systems that evaluate and respond to transaction risk and fraud before or during authorization.
Design reliable money movement and reconciliation capabilities using strong consistency, idempotency, exactly-once processing, and auditable ledger principles.
Build platforms supporting scam prevention, disputes, representment, and chargeback workflows while aligning systems with applicable regulatory and card-network requirements.
Engineer highly available, resilient, secure, and compliant systems where reliability and financial accuracy cannot be compromised for feature velocity.
Champion

📌 Staff Engineer (España)
🏢 Jobgether
📍 España