Access Finance is a fast-growing fintech company operating across 2 continents and 5 markets — with offices in Sofia, Bucharest, Madrid, San Francisco, and Mexico City. Since 2013, we have been making financial services more accessible through simple, fast, and responsible lending solutions. Today we serve over 300,000 customers with credit card and consumer loan products, and we are actively expanding into new markets.

We are looking for an Expansion Manager based in our Madrid office to coordinate and support the end‑to‑end process of entering new markets — from initial research and legal assessment to vendor setup, operational launch, and early‑stage market support.

YOUR IMPACT Coordinate the full lifecycle of a new market entry — analyze, set up, launch, and stabilize. You will work closely with senior leadership and functional directors across the Group, as well as with external partners needed to make a new market operational.

KEY RESPONSIBILITIES Market Analysis & Selection

Conduct structured analysis of potential markets, covering legal and regulatory environment, competitive landscape, customer dynamics, and unit economics

Support business case preparation for market selection decisions by senior leadership

Legal & Regulatory Coordination

Coordinate with local and international law firms regarding legal and licensing requirements, where applicable

Support legal and regulatory workstreams through to market readiness

Coordinate vendor evaluation and onboarding processes together with internal stakeholders and functional experts

Support tender processes and commercial negotiations with payment processors, lending software providers, card personalization centers, credit bureaus, collections agencies, and external legal and accounting firms

Coordinate communication and project execution between vendors and internal teams

Operational Setup & Launch

Coordinate entity establishment and local bank account opening





Support the implementation of onboarding processes and operational workflows

Coordinate the setup activities required for launch readiness across different teams and external partners

Assist in recruiting and onboarding the first local team members

Post-Launch Coordination

Support and coordinate local operations after launch until the local team reaches operational independence

Track key launch activities and ensure smooth coordination between HQ, local teams, and external vendors

YOUR PROFILE

5+ years of experience in multinational environments, working on international expansion, operational setup, or cross‑border projects

Background in fintech, consumer lending, credit cards, payments, banking, telecom, retail expansion, or other operationally intensive international businesses

Experience coordinating legal, compliance, operational, or vendor‑related workstreams

Strong organizational and execution skills with the ability to manage multiple parallel activities and stakeholders

Comfortable working in fast‑moving and ambiguous environments

Fluency in English required

Spanish is considered a strong advantage

Willingness to travel internationally

WHAT WE VALUE

Structured execution and ownership mentality

Ability to coordinate complex operational activities across multiple stakeholders

Pragmatic problem‑solving and adaptability

Attention to detail in operational, legal, and contractual matters

Ability to work independently and drive progress in ambiguous situations

WHY JOIN US

Be part of launching new international markets from day one

Work closely with senior leadership in a high‑visibility international role

Join a fintech with a proven track record across Europe and the Americas

Hybrid working model from our Madrid office

Opportunity to grow into a leadership role as markets scale

Please submit your CV in English. All applications will be treated with strict confidentiality.

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📌 International Expansion Manager (Madrid)
🏢 Access Finance
📍 Madrid