We’re working with a fast-growing financial technology company based in Abu Dhabi, UAE using AI and decision science to transform how businesses access and deploy growth capital.

They’re looking for a

Senior Data Scientist

to work at the intersection of financial-product research, AI and decision intelligence. You’ll tackle ambiguous commercial problems across credit, lending and investment, turning complex financial data into models, insights and practical AI-powered solutions.

You’ll work closely with investment, credit, treasury, Data Science and Engineering teams, helping identify where data and AI can create meaningful commercial advantage.

What You’ll Do
Research new financial domains, products and commercial problems to understand where data and AI can create value
Identify, assess and structure relevant

financial and alternative data sources
Develop models and analytical approaches across areas such as

credit scoring, risk assessment, cash-flow forecasting and portfolio analysis
Take ambiguous problems from initial hypothesis through to

MVP, validation and iteration
Explore opportunities to automate financial and investment workflows using AI
Build practical AI solutions, including

LLM, RAG and agent-based workflows , where they add genuine value
Translate complex quantitative analysis into clear recommendations, summaries and decision-support tools
Present findings and recommendations to

investment, credit and business stakeholders

What We’re Looking For




6+ years

of experience in Data Science, Quantitative Modelling or AI/ML
Strong experience in a

financial domain , ideally private credit, lending, underwriting, credit scoring, banking or risk
Experience with areas such as

default modelling, LGD, model validation, credit risk or fixed-income products

is highly valuable
Strong foundations in

machine learning, statistics and data science
Advanced

Python

and strong SQL skills
Experience taking an ambiguous business problem and independently turning it into a

data-driven solution or working prototype
Strong understanding of how to assess data quality, identify useful signals and validate model outputs
Practical understanding of modern AI approaches such as

LLMs, RAG, agents and orchestration

Nice to Have
Experience with

private credit, investment management, lending or financial products
Experience with

XGBoost, LightGBM, SHAP or other predictive modelling techniques
Experience building AI-powered internal tools or prototypes
Familiarity with

MLOps, MLflow or model monitoring
Experience creating simple dashboards or user-facing analytical tools using

Streamlit, Tableau or Power BI
Exposure to

PyTorch or TensorFlow
Experience with financial data platforms, alternative data or large-scale datasets
Familiarity with cloud environments, APIs, Docker or CI/CD
Experience with

MCP or agent-based systems

Interested?
Apply today!

📌 Senior Data Scientist | Relocation to UAE (Madrid)
🏢 Umatr
📍 Madrid