SUMMARY At Santander, we are transforming the future of payments. SUMMARY At Santander, we are transforming the future of payments. We are looking for a highly experienced Business Analyst specialized in Cards Clearing & Settlement, with deep expertise in Visa and Mastercard schemes, card payment processing, and financial reconciliation processes. This role is critical to ensuring the accuracy, efficiency, and compliance of card transaction processing across the entire payment lifecycle.
EDUCATION Bachelors Degree in Business Administration, Finance, Economics, Computer Science, Engineering, or related field. Relevant certifications in Payments, Cards, Business Analysis, or Financial Services are considered an advantage.
TECHNICAL SKILLS Business Analysis methodologies and tools.
Functional specification writing.
Data analysis and troubleshooting capabilities.
SQL knowledge for investigation and analysis purposes.
Testing support and UAT coordination.
Ability to leverage Generative AI tools to improve analysis, documentation, and productivity.
Experience using AI-assisted tools for business analysis, process improvement, and decision support.
YOUR MISSION As a Business Analyst within the Cards organization, you will act as the bridge between Business, Operations, Technology, Finance, and external payment schemes. You will be responsible for analyzing, defining, and improving clearing and settlement processes, ensuring that card transactions are accurately processed and reconciled while complying with Visa and Mastercard operational rules.
Support business initiatives related to card payment processing, financial reconciliation, and operational optimization.
Support interchange, scheme fee, and reconciliation-related initiatives.
Business Analysis
Gather, analyze, and document business requirements.
Translate business needs into detailed functional specifications.
Perform impact assessments for new business initiatives, regulatory changes, and scheme mandates.
Define
📌 Business Analyst (Madrid)
🏢 Getnet
📍 Madrid