We’re working with a fast-growing financial technology company based in Abu Dhabi, UAE using AI and decision science to transform how businesses access and deploy growth capital.

They’re looking for a Senior Data Scientist to work at the intersection of financial-product research, AI and decision intelligence.

You’ll tackle ambiguous commercial problems across credit, lending and investment, turning complex financial data into models, insights and practical AI-powered solutions.

You’ll work closely with investment, credit, treasury, Data Science and Engineering teams, helping identify where data and AI can create meaningful commercial advantage.

What You’ll Do * Research new financial domains, products and commercial problems to understand where data and AI can create value * Identify, assess and structure relevant financial and alternative data sources * Develop models and analytical approaches across areas such as credit scoring, risk assessment, cash-flow forecasting and portfolio analysis * Take ambiguous problems from initial hypothesis through to MVP, validation and iteration * Explore opportunities to automate financial and investment workflows using AI * Build practical AI solutions, including LLM, RAG and agent-based workflows, where they add genuine value * Translate complex quantitative analysis into clear recommendations, summaries and decision-support tools * Present findings and recommendations to investment,



credit and business stakeholders What We’re Looking For * 6+ years of experience in Data Science, Quantitative Modelling or AI/ML * Strong experience in a financial domain, ideally private credit, lending, underwriting, credit scoring, banking or risk * Experience with areas such as default modelling, LGD, model validation, credit risk or fixed-income products is highly valuable * Strong foundations in machine learning, statistics and data science * Advanced Python and strong SQL skills * Experience taking an ambiguous business problem and independently turning it into a data-driven solution or working prototype * Strong understanding of how to assess data quality, identify useful signals and validate model outputs * Practical understanding of modern AI approaches such as LLMs, RAG, agents and orchestration Nice to Have * Experience with private credit, investment management, lending or financial products * Experience with XGBoost, LightGBM, SHAP or other predictive modelling techniques * Experience building AI-powered internal tools or prototypes * Familiarity with MLOps, MLflow or model monitoring * Experience creating simple dashboards or user-facing analytical tools using Streamlit, Tableau or Power BI * Exposure to PyTorch or Tensor

Flow * Experience with financial data platforms, alternative data or large-scale datasets * Familiarity with cloud environments, APIs, Docker or CI/CD * Experience with MCP or agent-based systems Interested? Apply today!

📌 Senior Data Scientist | Relocation to UAE (España)
🏢 Umatr
📍 España