Experteer Overview

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In this role you will drive the lifecycle of Openbank's insurance products, ensuring fast time-to-market and rigorous governance across markets. You will coordinate product approvals, define policies, and oversee regulatory alignment to deliver compelling, compliant offerings. You will analyze product economics, challenge pricing with partners, and support tender processes to expand distribution.

You’ll work with cross-functional teams and insurance partners to enable scalable, customer-centric solutions that support Openbank’s mission.

Compensaciones / Beneficios

- Ensure rapid time-to-market for new products and changes with solid internal and partner processes
- Coordinate product approval and launch across markets
- Define policies, procedures, and minimum standards considering customer needs, market practices and regulations
- Lead Product Oversight Governance and maintain lifecycle evidence
- Ensure product offers and distribution align with local regulation and anticipate regulatory changes
- Ensure proper product delivery by insurers, scrutinizing pricing, value, profitability, and features




- Conduct deep economics analyses for Openbank as a distributor
- Support tender processes, partner selection and negotiations for new products or partners

Responsabilidades

- 6+ years of actuarial experience in insurance product management or related environments
- Experience coordinating across countries or multi-country roles, with influence without formal authority (preferred)
- University degree in business, economics, actuarial science, mathematics, engineering, or law
- Insurance Mediation certificate level 1 or 2 or commitment to obtain within 12 months
- Fluent English and Spanish (other European xugodme languages are a plus)
- Strong understanding of life and non-life insurance products and distribution models
- Knowledge of insurance regulation (IDD, POG, mediation) and regulatory developments across markets
- Knowledge of data analytics, automation or AI tools in product management (preferred)

Requisitos principales

- hybrid work model
- learning platforms (SantanderOpen Academy)
- competitive salary with performance-based bonuses
- life insurance and preferential banking terms
- BeHealthy wellness program
- childcare support and family-friendly programs

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