The Integral Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. The Spain CRO function is part of the Int’l CRO team, within Global Risk and Compliance (GRC). The Senior Manager, Financial Risk Management AEESA & AEPE, within the GRC organization, is responsible for establishing the second line of defense framework for the areas under its responsibility for the AEESA & AEPE Legal Entities markets. The incumbent will identify, assess, measure, manage and report risk and strengthen the governance structure for our Spanish businesses (AEESA & AEPE Legal Entities).
Participate in Risk Appetite Framework (RAF) refresh process and seek to align International Legal Entities (ILE) Financial Risk metrics with Enterprise (as far as possible)
~ Provide Financial Risk credible challenge to Legal Entity (LE) projects, strategies and in the Change Advisory Forums.
~ Understand and speak to the Financial Risk profile of the LE based on aggregation of data and reporting
~ Act as main point of contact for Financial Risk for LE regulator,
Audit and ILE Leadership, and requests for Financial Risk program/results requests
~ Influence Enterprise Financial Risk and Framework/Policies/Programs to ensure fit for purpose for ILE, and support ILE deployment of Enterprise Financial Risk programs
~ Advise business on applicability and effective execution of Financial Risk frameworks
~ Coordinate with enterprise Risk Lead on 2nd Line testing, and/or support ILE Financial Risk testing & provide output of ILE testing to Enterprise for awareness and risk aggregation
~ Support the ILE Chief Risk Officer (CRO) in their oversight duties aligned to the Risk Governance Framework and applicable polices
~ 2nd Line of Defense ILE oversight lead for Regulatory Change Managements relating to Risk Type
~ Lead a Financial Risk analyst
5+ years of leadership experience in risk management or a similar role;
~ Strong business acumen with a risk-reward control pe
📌 Senior Manager, Spain Chief Risk Officer (Madrid)
🏢 American Express
📍 Madrid
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