Key Responsibilities

- Define objectives and deliverables for credit-related initiatives and translate business needs into effective, step-by-step product increments.
- Lead ideation and refinement processes and prioritize features based on business value, technical constraints, regulatory requirements and user feedback.
- Own, maintain and prioritize the Product Backlog, including features and user stories, and define clear, measurable acceptance criteria.
- Facilitate Agile ceremonies such as backlog refinement, sprint planning and sprint reviews in collaboration with the Scrum Master and Development Team.
- Manage expectations and alignment across Business, Risk, Legal, Compliance, IT and other stakeholders.
- Ensure regulatory and legal requirements are considered from the design phase and maintain appropriate documentation for audit and traceability.
- Measure the impact of initiatives using relevant KPIs and identify opportunities for continuous improvement and process optimization.
- Support user adoption through training, demos, progress communication and collaboration with internal and external stakeholders.
- Act as a change agent within the squad, promoting effective Agile practices and continuous improvement.





Experience Required

- At least 5 years of relevant experience as an Agile Product Owner or in a similar product ownership role.
- Proven experience leading a team in collaboration with a Scrum Master and managing multiple stakeholders.
- Strong knowledge of credit products and processes.
- Familiarity with customer journey concepts and the ability to translate business needs into clear requirements for development teams.
- Ability to engage in technical discussions and understand and incorporate technical constraints when making product decisions.
- Proven ability to manage and prioritize a Product Backlog, define user stories/features and establish acceptance criteria.
- Experience working in an Agile/Scrum environment.
- Strong stakeholder management, negotiation and communication skills, with the ability to work across Business, IT, Risk, Legal and Compliance.
- Strategic and analytical mindset with a structured, quality-oriented and results-driven approach.
- Fluent Dutch and French and sound knowledge of English.
- Master’s degree or equivalent experience.

📌 Product owner (España)
🏢 OPTIMUS IT SERVICES
📍 España