Access Finance is a fast-growing fintech company operating across 2 continents and 5 markets — with offices in Sofia, Bucharest, Madrid, San Francisco, and Mexico City. Since 2013, we have been making financial services more accessible through simple, fast, and responsible lending solutions. Today we serve over 300,000 customers with credit card and consumer loan products, and we are actively expanding into new markets.
We are looking for an Expansion Manager based in our Madrid office to coordinate and support the end‑to‑end process of entering new markets — from initial research and legal assessment to vendor setup, operational launch, and early‑stage market support.
YOUR IMPACT
Coordinate the full lifecycle of a new market entry — analyze, set up, launch, and stabilize. You will work closely with senior leadership and functional directors across the Group, as well as with external partners needed to make a new market operational.
KEY RESPONSIBILITIES
Market Analysis & Selection
Conduct structured analysis of potential markets, covering legal and regulatory environment, competitive landscape, customer dynamics, and unit economics
Support business case preparation for market selection decisions by senior leadership
Legal & Regulatory Coordination
Coordinate with local and international law firms regarding legal and licensing requirements, where applicable
Support legal and regulatory workstreams through to market readiness
Coordinate vendor evaluation and onboarding processes together with internal stakeholders and functional experts
Support tender processes and commercial negotiations with payment processors, lending software providers, card personalization centers, credit bureaus, collections agencies, and external legal and accounting firms
Coordinate communication and project execution between vendors and internal teams
Operational Setup & Launch
Coordinate entity establishment and local bank account opening




Support the implementation of onboarding processes and operational workflows
Coordinate the setup activities required for launch readiness across different teams and external partners
Assist in recruiting and onboarding the first local team members
Post-Launch Coordination
Support and coordinate local operations after launch until the local team reaches operational independence
Track key launch activities and ensure smooth coordination between HQ, local teams, and external vendors
YOUR PROFILE
5+ years of experience in multinational environments, working on international expansion, operational setup, or cross‑border projects
Background in fintech, consumer lending, credit cards, payments, banking, telecom, retail expansion, or other operationally intensive international businesses
Experience coordinating legal, compliance, operational, or vendor‑related workstreams
Strong organizational and execution skills with the ability to manage multiple parallel activities and stakeholders
Comfortable working in fast‑moving and ambiguous environments
Fluency in English required
Spanish is considered a strong advantage
Willingness to travel internationally
WHAT WE VALUE
Structured execution and ownership mentality
Ability to coordinate complex operational activities across multiple stakeholders
Pragmatic problem‑solving and adaptability
Attention to detail in operational, legal, and contractual matters
Ability to work independently and drive progress in ambiguous situations
WHY JOIN US
Be part of launching new international markets from day one
Work closely with senior leadership in a high‑visibility international role
Join a fintech with a proven track record across Europe and the Americas
Hybrid working model from our Madrid office
Opportunity to grow into a leadership role as markets scale
Please submit your CV in English. All applications will be treated with strict confidentiality.
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📌 International Expansion Manager (Madrid)
🏢 Access Finance
📍 Madrid