Assigning monitoring ratings to borrowers/economic groups within the individual analysis scope, using specialized segment- and sector-based analysis.
Accounting classification of contracts, provision calculation, and proactive management of triggers for individually significant borrowers.
Aligning individualized analysis and accounting treatment with BPI.
Preparing sector reports that provide a comprehensive view of the portfolio; identifying extraordinary events and analyzing their impact on portfolio credit quality.
Periodic reporting to governing bodies and senior management.
Preparing reports focused on areas of significant interest (top groups, top non-performing exposures, international branches, etc.).
Forecasting NPL scenarios for the individual analysis scope.
Participating in supervisory inspection processes.
Managing external and internal audits related to individualized analysis.
Evaluating and proactively managing regulatory changes; analyzing their impact on the credit portfolio and collaborating on the implementation of processes to ensure regulatory compliance.
Preparation of Major Risk Monitoring Reports: Review of key risks associated with companies/groups subject to individualized monitoring.
Analyzing the economic and financial position of borrowers and preparation of sensitivity analyses.
Analyzing the economic and sectoral environment to assess risk positioning.
Determination of risk profiles for major borrowers, accounting classification, and impairment calculation.




Opportunity to participate in special projects based on professional qualifications and proven experience.
Requirements
University degree in Economics or Business Administration; an MBA or similar qualification is a plus.
Proficiency in spoken and written English.
Professional experience in the field of Risk Management.
Commitment to training and professional development.
Analytical, rigorous, and synthesizing capabilities.
Critical mindset; general and strategic view of the client.
Enthusiasm, commitment, and dedication to the work.
Teamwork capabilities and strong interpersonal skills.
Core Competencies
Demonstrates expertise in Risk Management, including the analysis of borrowers and economic groups, regulatory compliance, and the preparation of comprehensive sector reports. Proficient in financial analysis, reporting, and managing audits while maintaining a strategic view of credit quality.
Highest-signal resume keywords
Risk Management
Financial Analysis
Regulatory Compliance
Sector Reporting
Audit Management
ATS Optimization Keywords
Hard Skills
Economic Analysis
Provision Calculation
Impairment Calculation
Sensitivity Analysis
NPL Forecasting
Soft Skills
Analytical Capabilities
Critical Mindset
Teamwork
Interpersonal Skills
Commitment to Professional Development
Certifications & Qualifications
University Degree in Economics
University Degree in Business Administration
MBA or Similar Qualification
Industry Keywords
Credit Portfolio
Monitoring Ratings
Economic Groups
Non-Performing Exposures
Major Risk Monitoring
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📌 Analista de Análisis de Grandes Riesgos (Madrid)
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