Responsibilities - Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks - Contribute to define the new risk policies and changes in these - Drive the strategic management and profitability of retail portfolios - Architect and refine credit risk admission policies - Spearhead the development of pricing strategies - Oversee risk models and data quality - Prepare and refine data to ensure high quality and robustness for analysis Qualifications - Degree in Economics, Mathematics, Physics, or Statistics - Master’s level knowledge of Data Science - At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios - Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation - Deep understanding of credit risk models - Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL - Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA - English required

📌 Risk Portfolios Manager (Madrid)
🏢 Jobtailor
📍 Madrid