- Assigning monitoring ratings to borrowers/economic groups within the individual analysis scope, using specialized segment- and sector-based analysis.
- Accounting classification of contracts, provision calculation, and proactive management of triggers for individually significant borrowers.
- Aligning individualized analysis and accounting treatment with BPI.
- Preparing sector reports that provide a comprehensive view of the portfolio; identifying extraordinary events and analyzing their impact on portfolio credit quality.
- Periodic reporting to governing bodies and senior management.
- Preparing reports focused on areas of significant interest (top groups, top non-performing exposures, international branches, etc.).
- Forecasting NPL scenarios for the individual analysis scope.
- Participating in supervisory inspection processes.
- Managing external and internal audits related to individualized analysis.




- Evaluating and proactively managing regulatory changes; analyzing their impact on the credit portfolio and collaborating on the implementation of processes to ensure regulatory compliance.
- Preparation of Major Risk Monitoring Reports: Review of key risks associated with companies/groups subject to individualized monitoring.
- Analyzing the economic and financial position of borrowers and preparation of sensitivity analyses.
- Analyzing the economic and sectoral environment to assess risk positioning.
- Determination of risk profiles for major borrowers, accounting classification, and impairment calculation.
- Opportunity to participate in special projects based on professional qualifications and proven experience.

Requirements
- University degree in Economics or Business Administration; an MBA or similar qualification is a plus.
- Proficiency in spoken and written English.
- Professional experience in the field of Risk Management.
- Commitment to training and professional development.
- Analytical, rigorous, and synthesizing capabilities.
- Critical mindse

📌 Analista de Análisis de Grandes Riesgos (Madrid)
🏢 Jobtailor
📍 Madrid