We are partnering with a leading European specialist bank in real estate and public sector financing to hire a Loan Manager / Credit Risk Associate for its growing Loan Management team in Madrid. This is a high‑impact role working on complex real estate and portfolio financings across several European markets within an international environment.

The role:

- Prepare simple to complex loan applications from a market perspective for portfolios in the bank’s European target markets.

- Analyse cash flows, structures and risks for new and existing transactions and ensure alignment with the bank’s credit risk strategy.

- Work closely with Originators as a point of contact for clients, covering both new business and an international existing portfolio.

- Take responsibility for conditions precedent/subsequent, internal credit processes and disbursement, as well as the structuring and monitoring of collateral.

- Perform ongoing risk and portfolio monitoring and ensure high data quality in all relevant systems.

- Contribute your expertise to cross‑functional projects and initiatives within Credit Risk and Loan Management.

Your profile

- University degree in business administration, economics,



real estate management or a comparable banking / finance qualification.

- 2-4 years of experience in credit risk management, ideally in real estate finance, corporate finance, structured finance or investment banking.

- Strong understanding of real estate markets and complex financing structures, with a solid risk mindset.

- Very good MS Office skills;

experience with banking systems and databases is an advantage

.

- Business‑fluent English , German and any additional European languages are a plus.

- Proactive, analytical and comfortable communicating with internal and external stakeholders at different seniority levels.

Offer:

- Strong and stable banking environment with a clear specialist positioning in

- Europe.

- Diverse and challenging transaction portfolio with real responsibility from day one.

- Attractive compensation package and competitive benefits.

- Modern Madrid office and a hybrid working model with regular home‑office days.

- Inclusive, international culture with short decision paths and room to develop

📌 Credit Risk Associate – German speaker - Real Estate (Madrid)
🏢 Flynn and Chase
📍 Madrid