Company Description Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects.

Join a diverse, talented team where collaboration drives success and every voice is valued.

Company Description Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects. Join a diverse, talented team where collaboration drives success and every voice is valued.

Ready to make a difference? Explore our open positions and join us in transforming business banking.

Job Description The Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.

Primary Responsibilities

Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;

Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;

Take an active role and participate in negotiations and in borrower relationships;





Review loan documentation together with the legal team;

Draft term sheets and engagement letters;

Anticipate any credit deterioration through active monitoring of borrowers using digital technology;

Participate in the portfolio and borrower companies monitoring.

Qualifications

Degree in Finance, Economics or Business Administration;

Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;

Knowledge of loan products and/or bonds and French law;

Strong analytical and writing skills;

Excellent numerical and financial modelling skills;

Good communication skills;

Fluent in Spanish and English (knowledge of an additional language would be an asset);

Result-driven;

Able to adapt quickly in a fast-moving environment.

Additional Information RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

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📌 Senior Credit Risk Analyst (Madrid)
🏢 RIVERBANK
📍 Madrid