Responsibilities

Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks

Contribute to define the new risk policies and changes in these

Drive the strategic management and profitability of retail portfolios

Architect and refine credit risk admission policies

Spearhead the development of pricing strategies

Oversee risk models and data quality

Prepare and refine data to ensure high quality and robustness for analysis

Qualifications

Degree in Economics, Mathematics, Physics, or Statistics

Master’s level knowledge of Data Science

At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios

Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation

Deep understanding of credit risk models

Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL

Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA

English required

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📌 Risk Portfolios Manager (Madrid)
🏢 Jobtailor
📍 Madrid