Description
Job Title: Wallet & Card Program Manager
Department / Division: Wallet & Card Product Position Type: Full - Time
Location: Alcobendas, (Madrid, Spain)
Reports To: Director Wallet & Card Program
What You’ll Own

Define and execute the strategic roadmap for Payment Accounts, Debit Cards, and Digital Wallet capabilities, aligning with company growth strategy, regulatory requirements, and market opportunities
Continuously evaluate market trends, competitive offerings, and customers need to identify opportunities for new product features, monetization models.
Design and oversee the end-to-end card and wallet ecosystem architecture, integrating internal and external systems
Drive end-to-end testing and validation to ensure Accounts and Card functionalities operate seamlessly across all platforms during each product implementation and release
Prioritize initiatives and maintain a structured product backlog and delivery roadmap balancing regulatory, operational, and customer experience needs.
Gather and prioritize requirements from internal stakeholders including business,



operations, compliance, and customer support
Define functional requirements and translate business requirements into clear product specifications for core banking capabilities supporting payment accounts and Cards
Drive innovation in wallet functionality includes card controls, real-time payments, tokenized payments, APY, Multicurrency and digital banking capabilities.
Manage strategic relationships with card schemes (e.g., Visa / Mastercard), card processors, and other payment infrastructure providers
Define and manage the full product lifecycle of Payment Account and Card products
Ensure operational teams have the processes, tools, and documentation needed to support payment products effectively
Ensure strong program governance, tracking delivery progress, managing risks, and ensuring timely resolution of blockers

Competencies

Strategic thinking with strong execution mindset
Strong technic

📌 Wallet & Card Program Manager (Alcobendas)
🏢 Ria Money Transfer
📍 Alcobendas