Murphy AI deploys voice AI agents that help banks collect debt. We’ve built a fully-fledged platform designed to optimize recovery rates while maintaining respectful and personalized communication. Our advanced automation streamlines the process of collecting overdue invoices for banks and other industries, providing a seamless and effective solution .
Our AI-powered agents adapt instantly, engaging with debtors across channels like voice, messengers, email and sms to maximize results while preserving trust. By combining advanced artificial intelligence with powerful automation, we’re setting a new standard for how businesses recover payments .
As a fast-growing startup that has already made an impact within less than a year in the market, we are building a talented team to scale our operations and drive our vision forward

About the Role
We're looking for a Data Scientist to build the Murphy’s brain — the ML that decides who we contact, when, how and how often, to recover the most debt inside hard legal limits. Recovery is a data problem before it's a voice problem,



and you own the data problem. This is one of the highest-leverage seats in the company: your models set the strategy every AI agent executes, on every call.
Murphy builds AI voice agents that collect overdue debt for banks: more recovered, faster, cheaper, fully compliant, and respectful to the debtor. We're live with Santander, Revolut, BBVA and dozens others. We've proven the product in large-scale pilots with top-tier banks — now we're making every contact smarter, and we need a scientist to own the models that decide how we collect.
What you'll do
- Own the contact strategy. Who Murphy contacts, when, how often, on which channel — voice, WhatsApp, etc. — to maximise recovery inside hard legal guardrails.
- Model the debtor. Propensity and uplift models — who picks up, who pays, who responds to which voice, script or offer — turned into live segments the agents act on.
- Optimise with experiments. A/

📌 Data Scientist (España)
🏢 Murphy AI
📍 España