Senior Commercial Credit Risk Analyst (España)

Senior Commercial Credit Risk Analyst (España)

13 ago
|
Powertofly
|
España

13 ago

Powertofly

España

As a integral travel company powered by passionate people, trusted partnerships, and leading technology, we connect travelers, partners, and advertisers through our consumer brands, B2B network, and travel advertising business.
Senior Commercial Credit Risk Analyst
This role sits within the B2B Finance Credit team, acting as a key interface between Sales, Commercial Finance, Partner Finance, Accounting and Group Treasury. You will support some of our largest global travel partners and play a central role in strengthening the financial governance of our growing credit programme.
This position will suit a candidate with strong analytical capability, excellent communication and negotiation skills, and proven experience managing large and complex partner portfolios (50M+ credit exposure) as long as small travel businesses. You will be a trusted business partner who can influence senior stakeholders internally and externally, while confidently assessing financial risk and resolving complex issues.
Lead and manage a portfolio of high-value partners, including complex credit arrangements,



significant credit limits and large multi-currency exposures.
Assess and recommend credit limits through detailed financial analysis, including interpretation of balance sheets, cash flow statements and group structures.
Build strong, trust-based relationships with major travel partners—acting as their core finance point of contact for risk, payment performance, and commercial discussions.
Collaborate closely with Sales, Product & Tech and Commercial Finance to support strategic growth while ensuring governance and risk mitigation.
Resolve complex finance issues involving unallocated cash, disputes, reconciliation gaps, or operational blockers impacting receivables.
Drive negotiations on collateral, payment terms, and risk-based decisions with large partners, balancing commercial opportunity with financial protection.
Support our credit insurance programme, with an effective management of c

📌 Senior Commercial Credit Risk Analyst (España)
🏢 Powertofly
📍 España

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