CIB Risk is the Corporate & Investment Banking (CIB) Risk unit, responsible for the admission, measurement, and control of the unit's risks, encompassing both market and credit risks.
Work Out CIB Risk is the new area that will assume the Workout responsibilities currently managed within GRM. This unit will specialize in managing the credit risk of corporate and institutional clients showing signs of financial deterioration or undergoing complex restructuring processes, ensuring portfolio sustainability and maximizing capital recovery.
ABOUT THE POSITION
The Wholesale Risk Senior Manager II at BBVA is responsible for overseeing and managing significant aspects of the wholesale credit risk portfolio. This role involves developing, implementing, and monitoring risk management strategies, policies, and procedures to ensure the effective identification, assessment, and mitigation of credit risks associated with corporate and institutional clients.
Job Responsibilities
- Lead and manage a team of risk professionals, providing guidance, mentorship, and performance evaluations.
- Develop and implement robust wholesale credit risk frameworks, policies, and procedures in line with regulatory requirements and internal risk appetite.
- Conduct in-depth credit analysis of complex corporate and institutional clients, including financial statement analysis, industry trend assessment, and business model evaluation.
- Monitor and manage the wholesale credit portfolio, identifying emerging risks, concentrations, and potential areas of concern.
- Participate in credit committees and present comprehensive risk assessments and recommendations for credit proposals.
- Collaborate with front-office teams, legal, and other relevant departments to structure and execute complex transactions while ensuring appropriate risk mitigation.
- Oversee the development and maintenance of risk models and tools for wholesale credit assessment and portfolio management.
- Prepare regular risk reports
📌 CIB Work Out Senior Manager (Madrid)
🏢 Bbva
📍 Madrid