Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions.

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With offices in Barcelona and Madrid, we are looking for a Data Engineer with a strong product mindset to join our Data team. Your primary mission will be to design, build, and maintain production-grade data products that power our credit workflows — turning Data Scientist research and models into robust, scalable services that enable real-time decisions at the core of our business.

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What will you own?
You will be the bridge between Data Science and Engineering. Your day-to-day will be grounded in building data products/services that directly enable credit and fraud decisions — not just moving data, but shaping it into services, models,



and systems that internal users trust and rely on.

In order to achieve your mission, you will:

Productionize credit risk and fraud models

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- Work closely with the Data Science team to productionize Data Science solutions
- Own the full ML lifecycle: feature engineering, training and retraining workflows, model versioning (MLflow), and live monitoring for drift and degradation.
- Ensure deployed models meet the performance and latency standards required by automated credit decision workflows.

Design and deliver data services and products

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- Build internal APIs to expose credit scoring, risk signals, and underwriting features — consumed by the Novicap platform, operational teams, and third-party partners.
- Model and maintain database schemas for credit products: scoring results, decision logs, exposure tracking, repayment history — optimized for both operational and analytical access.
- Ow

📌 Senior Data (Barcelona)
🏢 Novicap
📍 Barcelona