What You'll Do
- You will develop the overall fraud risk strategy for the Perk Pay Card Program.
- You lead and coordinate all activities around fraud prevention and fraud operations for the Perk pay corporate card program.
- You define, implement and monitor risk policies and metrics to optimize authorization approval rates while minimizing fraud rates of our corporate card program.
- You work in close collaboration with the Perk product and engineering teams and our partners to implement adequate systems and tools that support these strategies.
- You provide reports and insights to stakeholders and partners.
- You will lead a team of card operations specialists

What We’re Looking For
- You have excellent knowledge of the payment authorization process via a general card network, such as Visa or Mastercard.
- You have previous experience in fraud prevention at a card issuer, card network or card payment processor.
- You are an expert in fraud prevention policies and systems for credit/debit card payments, preferably corporate credit cards.




- Experience working with partner banks and regulators to ensure necessary reporting and requirements are adhered to
- You have excellent technical knowledge of instruments for strong customer authentication, payment authorization and fraud rates, such as 3D Secure, Transaction Risk Analysis, Risk Scoring Models, Rule Engines, etc.
- Experience of managing a team to meet deadlines and targets, balancing client experience and enforcing controls
- Experience in fraud operations, such as dispute management and chargebacks
- Excellent communication and problem solving skills.
- You are fluent in English; German and other languages are a plus.

What We Offer
- Receive competitive compensation and equity ownership in Perk.
- Rest and recharge with our generous allocation of vacation days plus public holidays.
- Take control of your physical health with your choice of private healthcare or a gym allowance.
- Know that your loved ones are

📌 Card Operations Team Manager (Barcelona)
🏢 Perk
📍 Barcelona