Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions.

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With offices in Barcelona and Madrid, we are looking for a Data Engineer with a strong product mindset to join our Data team. Your primary mission will be to design, build, and maintain production-grade data products that power our credit workflows — turning Data Scientist research and models into robust, scalable services that enable real-time decisions at the core of our business.
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Your missionYou will be the bridge between Data Science and Engineering. Your day-to-day will be grounded in building data products/services that directly enable credit and fraud decisions — not just moving data, but shaping it into services, models,



and systems that internal users trust and rely on.
In order to achieve your mission, you will:
Productionize credit risk and fraud modelsWork closely with the Data Science team to productionize Data Science solutions
Own the full ML lifecycle: feature engineering, training and retraining workflows, model versioning (MLflow), and live monitoring for drift and degradation.
Ensure deployed models meet the performance and latency standards required by automated credit decision workflows.
Design and deliver data services and productsBuild internal APIs to expose credit scoring, risk signals, and underwriting features — consumed by the Novicap platform, operational teams, and third-party partners.
Model and maintain database schemas for credit products: scoring results, decision logs, exposure tracking, repayment history — optimized for both operational and analytical access.
Own the data layer for new products (micro-c

📌 Data & Machine Learning Engineer (Barcelona)
🏢 Novicap
📍 Barcelona