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About the RoleWe are looking for a high-performing Credit Risk Analyst to join the Credit Product Centre (CPC) in Madrid. This role offers a unique opportunity to collaborate directly with underwriting teams, providing analytical and operational support that contributes to informed underwriting decisions.
Key ResponsibilitiesCredit Assessment & Appetite
- Perform credit analysis and internal rating assessments of corporate obligors across industries and geographies
- Recommend credit limits in line with internal risk appetite, policies, and governance standards
- Identify key risk drivers, mitigants, and early warning signals
- Monitor existing exposures and assess the impact of market, sector, and company-specific developments
- Contribute to portfolio-level insights, including sector trends and concentration risks

Stakeholder Collaboration
- Partner closely with underwriting and risk management teams globally
- Communicate credit views effectively to support timely and informed decision-making




- Build strong working relationships across regions and functions

Operational Excellence & Transformation
- Drive efficiency in credit processes, improving turnaround times and consistency of outputs
- Contribute to data-driven and AI-enabled transformation initiatives within Credit & Surety Reinsurance segment
- Support development and enhancement of tools, methodologies, and credit frameworks

About the TeamThe Credit Product Centre (CPC) is a integral team supporting the Credit & Surety business across regions. The team plays a critical role in:
Delivering high-quality credit risk assessments for underwriting decisions
Driving strategic initiatives in risk analytics and portfolio insights
Ensuring consistency, governance, and best practices across the credit process
Supporting pricing, monitoring, and portfolio steering
The team operates globally with presence in multiple key locations and works closely with senior stakehold

📌 Credit Risk Analyst (Madrid)
🏢 Crossell
📍 Madrid