Head of Borrow and Credit Line ProductResponsibilitiesOwn the business performance of the Borrow and Credit Line products, including achieving revenue, profitability, and other target KPIs.Develop and execute the operational strategy for lending products in alignment with the company's business objectives.Design and adjust credit policies, including LTV parameters, liquidation thresholds, borrowing limits, and collateral requirements.Monitor the achievement of financial targets in collaboration with Commercial, Finance, and Product teams.Define and prioritize the product roadmap for the lending direction.Launch new lending products, credit programs, and collateral models.Oversee the efficiency of loan issuance processes, collateral management, liquidations, and debt management activities.Ensure effective monitoring systems for key business, financial, and risk metrics across the lending portfolio.Represent the Borrow and Credit Line business at the executive level, providing justification for investments, strategic changes, and growth initiatives.Develop and align business cases,



budgets, and resource requirements for the lending function.Initiate and supervise initiatives aimed at improving capital efficiency and liquidity utilization within lending products.Ensure business readiness for market risk scenarios, periods of high volatility, and crisis events.QualificationsAt least 7 years of experience managing financial, lending, or investment products, including a minimum of 3 years in leadership positions.Strong understanding of liquidity cost management, capital allocation, and lending portfolio profitability.Deep knowledge of cryptocurrency products, lending products, and digital asset markets.Solid understanding of collateral management, liquidation mechanisms, margin requirements, and credit limit frameworks.Strong analytical skills with the ability to make data-driven and financially sound decisions.Proven experience in credit risk management and decision-maki

📌 Head of Borrow and Credit Line (España)
🏢 WhiteBIT Group
📍 España