Responsibilities- Lead and manage a team of risk professionals, providing guidance, mentorship, and performance evaluations.- Develop and implement robust wholesale credit risk frameworks, policies, and procedures in line with regulatory requirements and internal risk appetite.- Conduct in-depth credit analysis of complex corporate and institutional clients, including financial statement analysis, industry trend assessment, and business model evaluation.- Monitor and manage the wholesale credit portfolio, identifying emerging risks, concentrations, and potential areas of concern.- Participate in credit committees and present comprehensive risk assessments and recommendations for credit proposals.- Collaborate with front‑office teams, legal, and other relevant departments to structure and execute complex transactions while ensuring appropriate risk mitigation.- Oversee the development and maintenance of risk models and tools for wholesale credit assessment and portfolio management.- Prepare regular risk reports and presentations for senior management and regulatory bodies, highlighting key trends, exposures, and risk management initiatives.- Stay abreast of industry best practices, regulatory changes, and economic developments impacting wholesale credit risk.- Drive continuous improvement initiatives within the wholesale risk function, including process optimization and technology enhancements.Requirements- Bachelor's degree in Finance, Economics, Business Administration,



or a related quantitative field.- Master's degree or CFA designation preferred.- Minimum of 8-10 years of progressive experience in wholesale credit risk management within a financial institution, with at least 3-5 years in a leadership or senior management role.- Demonstrated expertise in corporate credit analysis, financial modeling, and risk assessment methodologies.- Strong understanding of various wholesale products and services, including corporate lending, trade finance, and capital markets.- In‑depth knowledge of relevant banking regulations (e.G., Basel Accords, local regulatory frameworks) and their implications for wholesale risk management.- Excellent analytical, problem‑solving, and decision‑making skills.- Proven leadership and team management abilities, with a track record of developing and motivating high‑performing teams.- Exceptional communication and interpersonal skills, with the ability to effectively articulate complex risk concepts to diverse audiences.- Proficiency in risk management software and financial analysis tools.- Fluency in English is required; proficiency in Spanish is a significant advantage.Core CompetenciesDemonstrates expertise in wholesale credit risk management, including corporate credit analysis, financial modeling, and regulatory compliance. Proven leadership in managing teams and driving process improvements within risk functions.#J-18808-Ljbffr

📌 Senior Manager, Cib Work Out (Madrid)
🏢 Jobtailor
📍 Madrid