CaixaBank is a financial group with a socially responsible, long-term universal banking model, based on quality, trust, and specialisation, which offers a value proposition of products and services adapted for each sector, adopting innovation as a strategic challenge and a distinguishing feature of its corporate culture, and whose leading position in retail banking in Spain and Portugal makes it a key player in supporting sustainable economic growth.
Which projects do we work on?
The Area’s main projects and functions include:

Assigning monitoring ratings to borrowers/economic groups within the individual analysis scope, using specialized segment- and sector-based analysis.
Accounting classification of contracts, provision calculation, and proactive management of triggers for individually significant borrowers ("Single Names").
Aligning individualized analysis and accounting treatment with BPI.
Sector analysis. Preparing sector reports that provide a comprehensive view of the portfolio; identifying extraordinary events and analyzing their impact on portfolio credit quality.




Periodic reporting to governing bodies and senior management. Preparing reports focused on areas of significant interest (top groups, top non-performing exposures, international branches, etc.).
Forecasting NPL scenarios for the individual analysis scope.
Participating in supervisory inspection processes.
Managing external and internal audits related to individualized analysis.
Evaluating and proactively managing regulatory changes; analyzing their impact on the credit portfolio and collaborating on the implementation of processes to ensure regulatory compliance.

Preparation of Major Risk Monitoring Reports:

Review of key risks associated with companies/groups subject to individualized monitoring.
Analysis of the economic and financial position of borrowers and preparation of sensitivity analyses.
Analysis of the economic and sectoral environment to assess risk positioning.
Determination of ri

📌 ANALISTA ANALISIS GRANDES RIESGOS MADRID/BARCELONA
🏢 Caixabank
📍 Madrid