Job Description: Chief Risk Officer (CRO – Risk Focus)

Industry: Banking, Financial Services, Insurance, Investment

Job Type: Full-Time

Reporting To: Chief Executive Officer (CEO) / Board Risk Committee

Job Summary

The Chief Risk Officer (CRO) is responsible for leading the organization's enterprise risk management (ERM) framework, ensuring effective identification, assessment, monitoring, and mitigation of risks across all business functions. This role oversees credit, market, operational, liquidity, and compliance risks while ensuring alignment with regulatory requirements and organizational risk appetite.

The CRO plays a critical role in safeguarding the organization's financial stability, reputation, and long-term sustainability.

Key Responsibilities

1. Enterprise Risk Management (ERM)

Develop and implement a comprehensive enterprise risk management framework

Define and maintain the organization's risk appetite and risk tolerance levels

Establish risk governance structures, policies, and procedures

Ensure integration of risk management across all business units

2.



Risk Identification & Assessment

Identify key risks across credit, market, operational, liquidity, and strategic areas

Conduct risk assessments, scenario analysis, and stress testing

Monitor emerging risks and evolving market conditions

Ensure proactive risk mitigation strategies

3. Regulatory Compliance & Governance

Ensure compliance with regulatory requirements (central bank, insurance authority, securities regulators)

Liaise with regulators, auditors, and compliance bodies

Maintain strong governance and internal control frameworks

Oversee risk-related reporting and disclosures

4. Credit & Market Risk Oversight

Monitor credit risk exposures, portfolio quality, and underwriting standards

Oversee market risk including interest rate, FX, and investment risks

Ensure risk-adjusted decision-making across lending and investment activities

Implement risk limits and monitoring frame

📌 Chief Risk Officer (Trinitat)
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📍 Trinitat