Company Description

Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects.

Join a diverse, talented team where collaboration drives success and every voice is valued.

Company Description

Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects. Join a diverse, talented team where collaboration drives success and every voice is valued.

Ready to make a difference? Explore our open positions and join us in transforming business banking.

Job Description

The Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.

Primary Responsibilities

- Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;

- Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;

- Take an active role and participate in negotiations and in borrower relationships;





- Review loan documentation together with the legal team;

- Draft term sheets and engagement letters;

- Anticipate any credit deterioration through active monitoring of borrowers using digital technology;

- Participate in the portfolio and borrower companies monitoring.

Qualifications
- Degree in Finance, Economics or Business Administration;

- Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;

- Knowledge of loan products and/or bonds and French law;

- Strong analytical and writing skills;

- Excellent numerical and financial modelling skills;

- Good communication skills;

- Fluent in Spanish and English (knowledge of an additional language would be an asset);

- Result-driven;

- Able to adapt quickly in a fast-moving environment.

Additional Information

RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

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📌 Senior Credit Risk Analyst (Madrid)
🏢 RIVERBANK
📍 Madrid