Description

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Job Title: Wallet & Card Program Manager

Department / Division: Wallet & Card Product Position Type: Full - Time

Location: Alcobendas, (Madrid, Spain)

Reports To: Director Wallet & Card Program

What You’ll Own

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- Define and execute the strategic roadmap for Payment Accounts, Debit Cards, and Digital Wallet capabilities, aligning with company growth strategy, regulatory requirements, and market opportunities

- Continuously evaluate market trends, competitive offerings, and customers need to identify opportunities for new product features, monetization models.

- Design and oversee the end-to-end card and wallet ecosystem architecture, integrating internal and external systems

- Drive end-to-end testing and validation to ensure Accounts and Card functionalities operate seamlessly across all platforms during each product implementation and release

- Prioritize initiatives and maintain a structured product backlog and delivery roadmap balancing regulatory, operational, and customer experience needs.

- Gather and prioritize requirements from internal stakeholders including business, operations, compliance, and customer support





- Define functional requirements and translate business requirements into clear product specifications for core banking capabilities supporting payment accounts and Cards

- Drive innovation in wallet functionality includes card controls, real-time payments, tokenized payments, APY, Multicurrency and digital banking capabilities.

- Manage strategic relationships with card schemes (e.g., Visa / Mastercard), card processors, and other payment infrastructure providers

- Define and manage the full product lifecycle of Payment Account and Card products

- Ensure operational teams have the processes, tools, and documentation needed to support payment products effectively

- Ensure strong program governance, tracking delivery progress, managing risks, and ensuring timely resolution of blockers

Competencies

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- Strategic thinking with strong execution mindset

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- Strong technical fluency

- Structured program management

- Data-driven decision making

- Vendor management expertise

- Excellent stakeholder communication skills

What We’re Looking For

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- 5+ years in fintech, payments, or digital banking

- Hands-on experience with card issuing programs and digital wallet integrations

- Experience working with third-party processors and core banking platforms

- Ability to translate strategy into scalable product

This is a high-impact role for someone who can bridge product vision and technical execution to build best-in-class wallet and card experiences

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📌 Wallet & Card Program Manager (Madrid)
🏢 Ria Money Transfer
📍 Madrid