ph3Consultant Lead /h3pDesign and evolve complex payment product architectures for an international technology organization applying extensive experience in payments platforms to deliver secure scalable and compliant solutions that support strategic business growth. /ppCollaborate with cross functional teams in a hybrid work model to optimize product performance and create measurable value for clients and end users. In Madrid. /ppExperience : 10 - 13 years /ppDomain Skills:Cards Payments /ppTechnology : Custom Service 7. Shift : Day 8. /ph3Responsibilities /h3ulliDrive end to end payment product architecture definition that aligns with enterprise standards regulatory expectations and performance objectives for general payment solutions /liliDesign scalable and secure solution blueprints for payments processing that address authorization clearing settlement and exception handling with high reliability /liliGuide product teams on how to decompose payment product requirements into modular services that can be developed tested and deployed independently /liliCollaborate with business stakeholders to translate complex payments product needs into clear architectural decisions and technology roadmaps that support future enhancements /liliReview solution designs produced by engineering teams to ensure strict adherence to defined payments architecture patterns coding practices and integration standards /liliEvaluate new technologies frameworks and third party payment services to determine architectural fit and long term value for the organization and its clients /liliWork closely with security compliance and risk teams to embed strong controls for fraud prevention data protection and regulatory reporting in all payment product designs /liliPartner with infrastructure and operations teams in a hybrid work environment to optimize system performance capacity planning and observability for payment transaction flows -Create and maintain comprehensive architecture documentation including context diagrams data flow diagrams and interface contracts for payments components /liliProvide expert guidance during production incidents related to payment products by analyzing architectural dependencies and recommending sustainable remediation actions /liliMentor senior engineers on payments domain patterns including message formats routing rules clearing cycles and exception workflows to raise overall capability of the team -Engage with client facing teams to explain architectural decisions in accessible terms that demonstrate reliability scalability and business value of the payments platform -Align solution design with sustainable engineering practices so that payment products minimize operational overhead and support efficient change management over time /liliQualifications -Exhibit deep hands on experience in payments product architecture including transaction routing authorization risk checks and settlement across diverse channels /liliApply strong understanding of cards and payments domain concepts such as issuer acquirer switch schemes wallets and tokenization to design effective product capabilities /liliDemonstrate proven experience of ten to thirteen years in architecting complex enterprise grade solutions ideally centered on large scale payment systems /liliUtilize solid knowledge of integration patterns for payment gateways apis message queues and batch processing to enable reliable connectivity with internal and external partners /liliShow proficiency in working with relational and non relational data stores for transaction data reconciliation data lineage and analytics focused on payment products /liliOperate comfortably in a hybrid work model collaborating across locations time zones and functions using modern collaboration tools and structured communication practices /liliApply strong communication and documentation skills to clearly articulate architectural options risks trade offs and recommendations to technical and non technical audiences /liliDisplay familiarity with modern engineering practices including api first design microservice oriented architectures automated testing and continuous delivery within payment ecosystems /li /ul /p #J-18808-Ljbffr

📌 Consultant Lead (M) (Navalcarnero)
🏢 Cognizant
📍 Navalcarnero