ppJoin COLIBRIX ONE - Innovating the Future of Payments /p pAt COLIBRIX ONE, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. /p pAs a fully licensed Electronic Money Institution (FCA Reference No. ), holder of a Financial Institution Licence issued by the MFSA, and a principal member of both VISA and Mastercard, we deliver real-world financial infrastructure, including: /p ul liGlobal card processing /li liDigital wallet infrastructure /li liCross-border merchant accounts /li liAlternative payment methods (APMs) /li liCorporate accounts for legal entities /li /ul pWe're a fast-growing team driven by innovation, scalability, and impact. Our culture values curiosity, ownership, and collaboration — and we're looking for people ready to shape the future of fintech. /p h3About The Role /h3 pWe are looking for a senior Business Development Manager to drive and scale our card-acquiring business, with a strong focus on subscription and recurring payment models. /p pThis is not a generic acquiring role. We are specifically looking for someone who understands the mechanics, risks, and economics of subscription businesses — including recurring billing logic, payment recovery strategies, and subscription-related chargebacks. /p pYou will work with high-volume, subscription-based merchants, owning the full lifecycle from acquisition to scaling, while ensuring sustainable growth and controlled risk exposure. /p h3Responsibilities /h3 pBuild Scale Subscription Acquiring Portfolio /p ul liDevelop and grow a portfolio focused on subscription and recurring merchants /li liIdentify, onboard,



and scale high-volume subscription businesses /li liLead commercial negotiations (pricing, risk appetite, processing setup) /li liBuild long-term partnerships with merchants and ecosystem players /li /ul pOptimize Recurring Payment Performance /p ul liImprove the full recurring payment lifecycle: ul liinitial transactions (CIT) /li lirenewals (MIT) /li liretries and dunning flows /li /ul /li liIncrease approval rates, recovery rates, and overall transaction success /li liWork with PSPs and orchestration providers to optimize routing and processing /li /ul pDrive Business Metrics /p ul liMonitor and improve transaction volume, approval rates, recurring success rate, and profitability /li liUnderstand and influence churn through payment performance /li /ul pManage Subscription‑Specific Risk /p ul liOwn acquiring risk for subscription merchants, including chargebacks and disputes /li liEnsure compliance with Visa and Mastercard rules for recurring payments /li liIdentify and mitigate friendly fraud, trial abuse, and misuse of recurring billing /li liBalance growth with portfolio health and scheme thresholds /li /ul pCross‑Functional Collaboration /p ul liPartner with risk, compliance, legal,



and finance teams /li liEvaluate subscription business models from both commercial and risk perspectives /li liContribute to improving acquiring processes and performance /li /ul h3What We're Looking For /h3 h3Must‑Have /h3 ul liHands‑on experience in card acquiring /li liProven experience with subscription / recurring payment models /li liStrong understanding of: ul lirecurring billing (CIT / MIT, card‑on‑file) /li lipayment lifecycle (authorization, clearing, settlement) /li liretries, dunning, and recovery logic /li /ul /li /ul h3Risk Scheme Knowledge /h3 ul liStrong expertise in chargebacks, especially in subscription environments /li liSolid understanding of Visa / Mastercard rules and thresholds /li liExperience managing acquiring risk and portfolio performance /li /ul h3Commercial Analytical Skills /h3 ul liAbility to assess subscription business models (unit economics, churn, fraud risks) /li liStrong analytical and structured thinking /li liExperience working with high‑volume merchants /li /ul h3Additional /h3 ul liExperience in fintech / payments /li liFluent English and Russian /li liOwnership mindset and ability to operate independently /li /ul h3What We Offer /h3 ul liOpportunity to shape and scale a subscription‑focused acquiring business within a fast‑growing fintech /li liHigh level of ownership and direct impact on the company's growth /li liCollaborative, horizontal team structure that values your expertise and ideas /li liContinuous learning and development opportunities /li liCompetitive compensation and benefits package /li liFlexible work arrangements to support work‑life balance /li liThis position is offered within COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location /li /ul /p #J-18808-Ljbffr

📌 Business Development Manager - Card Acquiring (Subscriptions/Recurring Payments) (Barcelona)
🏢 Colibrix One
📍 Barcelona