pulliCredit Risk Specialist fluent in English and Spanish /liliGreat opportunity to boost your career! /li /ulpOur client is a leading international company operating in the premium beauty and fashion industry, with a strong presence across global markets. The organization is recognized for its iconic brands, innovation, and commitment to excellence, offering a dynamic and fast‑paced environment for professionals looking to grow their careers in a highly competitive sector. /ph3Mission /h3pYou’ll be responsible for managing and monitoring customer credit risk within the global financial services team. The role focuses on assessing creditworthiness, defining credit limits, and ensuring compliance with integral credit policies, while supporting business growth and minimizing financial exposure. /ppThe team's objective is to reduce bad debt risk and optimize trade receivables, while partnering with commercial and finance teams across different markets. /ph3Functions and Responsibilities /h3ulliAssess and review customer risk profiles and credit limits /liliEnsure the implementation and enforcement of global credit policies across all subsidiaries /liliManage relationships with credit insurance providers and oversee insurance coverage /liliMonitor credit limit utilization and blockages,



and take appropriate action /liliMake credit decisions within assigned authority levels /liliAct as a key point of contact for Customer Service and Commercial teams to communicate credit decisions and ensure timely review of new customers /liliRegularly liaise with Finance Directors, General Managers, and Commercial Directors within local credit committees /liliPlan and coordinate quarterly credit review activities /liliPrepare reports and presentations for top management on credit risk exposure and status /liliManage claims processes with credit insurance companies /li /ulh3Benefits /h3ulliFlexible working hours: start time between 7:30 and 10:00 /liliHybrid work policy: 3 days in the office and 2 days remote /liliSubsidized canteen offering a full menu for €3.60 (deducted directly from payroll). /liliOn-site gym, plus guided classes outside working hours for €18/month. /liliParking available. /liliFlexible compensation plan including private health insurance, transport card, and childcare vouchers (paid through payroll). /liliPension plan with Banco Santander (fully transferable to the employee upon departure). /liliEmployee e-shop with discounts on company products. /liliChristmas gift box with company products valued at over €1,000. /liliRemote work allowance of €200 during the first month. /li /ul /p #J-18808-Ljbffr

📌 Credit Risk Specialist fluent in English and Spanish (Barcelona)
🏢 Page Personnel
📍 Barcelona