ppThe Portfolio Monitoring unit is part of the Investment Banking Finance (IBF) area within BBVA Group’s Corporate Investment Banking (CIB) division. The team is responsible for managing the portfolio of bilateral and syndicated transactions originated by IBF, including Project Finance, Real Estate Finance, Leveraged Lending, Corporate Loans, and Structured Trade Finance transactions across Iberia, the rest of EMEA, Latin America, and the United States. /p pPortfolio Monitoring is involved from the early stages of transaction structuring and remains engaged throughout the entire lifecycle of each deal. Following signing, the team independently manages all transaction-related events, including amendments, waivers, consents, and other post-closing matters, until full repayment. The unit also performs agency functions for syndicated transactions. /p pIn addition, the team is responsible for reviewing Probability of Default (PD) and Loss Given Default (LGD) assessments for Project Finance transactions and for recommending the transfer of transactions to the restructuring team when appropriate. This reflects a proactive and forward-looking approach to portfolio monitoring and risk management. /p pThrough its extensive agency mandates in syndicated transactions, the team maintains direct and close relationships with clients, lenders, and other key stakeholders, ensuring effective coordination and execution throughout the life of each transaction. /p h3About the position /h3 pThe successful candidate will be responsible for the management, monitoring, and ongoing administration of a portfolio of Real Estate Finance transactions. Over time, the scope of responsibilities may expand to include Project Finance, Leveraged Finance, and Corporate Lending transactions. /p pThe role requires strong analytical and problem-solving skills, attention to detail, and the ability to manage multiple stakeholders across different geographies and business areas. The successful candidate should be comfortable working autonomously, demonstrating sound credit judgment, a proactive approach to risk management,



and excellent communication skills in a dynamic and international environment. /p h3Key responsibilities include /h3 ul liSupporting Origination and Structuring teams during the pre-closing phase of transactions, ensuring a smooth handover to portfolio management. /li liCoordinating with all relevant internal stakeholders, including Origination, Relationship Management, Risk, Legal, Operations, and other support functions, through regular transfer and follow-up meetings. /li liIndependently managing lenders’ requests and post-closing events, including amendments, waivers, consents, and restructurings, liaising with clients, lending syndicates, Risk, internal and external legal counsel, and other BBVA units (BEC, BIBEC, Integral Client Coverage, Financial Sponsors, Recovery, CIB Workout, among others). /li liMonitoring compliance with financial covenants, guarantees, security packages, and other contractual obligations through the relevant internal systems, ensuring the timely updating and maintenance of all monitoring tools and databases. /li liMaintaining close relationships with Agent Banks, borrowers, sponsors, and other key stakeholders throughout the life of each transaction. /li liManaging incoming and outgoing transaction documentation, particularly in syndicated facilities where BBVA acts as Agent Bank, using the appropriate communication and documentation platforms. /li liOverseeing the portfolio from an asset management perspective, applying a sector-focused approach to identify business opportunities and anticipate potential credit, performance, or insolvency risks. /li liContributing to the optimization of risk-adjusted profitability metrics and the efficient use of regulatory capital.



/li liSupporting the continuous enhancement and development of the department’s technological and reporting infrastructure. /li liProactively identifying emerging risks, sector trends, or transaction-specific issues, and proposing mitigation measures or action plans in coordination with the relevant business and risk teams. /li liEnsuring the accuracy, completeness, and timely updating of portfolio information across all internal management and monitoring systems. /li /ul h3Geographical coverage /h3 ul liThe portfolio will primarily consist of Real Estate Finance transactions involving clients based in Spain and Portugal. /li /ul h3Qualifications /h3 ul liUniversity degree in Business Administration, Economics, Finance, Engineering, Law, or a related discipline. /li liA master’s degree in finance, Economics, Business Administration (MBA), or a similar field would be considered an asset. /li liA minimum of 5–7 years of relevant professional experience in Real Estate Finance and/or Asset Finance transactions, gained in origination, execution, portfolio management, or portfolio monitoring roles. Exposure to other structured lending products, including Project Finance, Structured Trade Finance, Object Finance, Leveraged Finance, and Corporate Lending, would be considered a strong advantage. /li liStrong understanding of credit risk, loan documentation, syndicated lending structures, and post-closing transaction management. /li liAbility to work effectively in a dynamic, international environment and manage multiple stakeholders across different business areas and jurisdictions. /li liWillingness and flexibility to undertake geographical mobility, as required by the role. /li liFluent Spanish (native speaker or minimum B2 level). /li liEnglish proficiency at C1 level or above is required; C2 proficiency would be highly valued. /li liAdditional language skills, particularly Italian, German, French, or Asian languages, would be considered a strong advantage. /li /ul /p #J-18808-Ljbffr

📌 Portfolio Monitoring Specialist – Real Estate (Madrid)
🏢 Bbva
📍 Madrid