ppMessy spend management is tricky business. And tedious processes are a lose‑lose situation for all involved, not just finance. At Pleo, we’re changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike – with a vision to help all businesses ‘go beyond’. /p pThe word ‘Pleo’ actually means ‘more than you’d expect’, and living by that mantra has been the secret to our success over the last 10 years. /p pNow, we’re at a pivotal moment in our journey; every move we make has a direct impact on our 40,000+ customers, our business, and our collective success. We need people who take pride in uncovering customer needs, who turn complex problems into simple solutions, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us forward, we can’t say we’ve got this whole thing figured out. And frankly, that’s half the fun! What we can say is that we’re a driven, progressive, and, importantly, a kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together. /p h3About The Role /h3 pWe are looking for an bAML Analyst /b to join Pleo’s Decision Intelligence team and help strengthen how we detect, prevent, monitor, and respond to fraud risk across our financial crime decisioning setup. /p pThis is not a traditional Fraud Operations case‑handling role. You will work closer to the decisioning layer: helping translate fraud patterns into rules, monitoring rule performance, supporting rule testing, reviewing alert behaviour, and making sure fraud controls remain effective, explainable, and proportionate. /p pYou will join at an important stage as Pleo continues to mature its fraud and AML decisioning capability. The right person will help improve speed, resilience, and quality in how we create, test, deploy, monitor, and tune fraud rules. /p h3What You’ll Be Doing /h3 ul liSupporting the end-to-end fraud rule lifecycle: from rule proposal and analysis through testing, deployment, monitoring, tuning, and rollback. /li liWorking directly in, or closely with, decisioning tools and rule engines to support fraud detection logic. /li liAnalysing fraud patterns, alert trends, false positives, false negatives, and rule performance. /li liTranslating FraudOps insights and stakeholder requests into clear, structured rule proposals.



/li liHelping assess whether new rules or threshold changes are justified by data. /li liMonitoring post-deployment rule performance and identifying when rules need adjustment. /li liSupporting daily operational requests related to fraud controls, while ensuring changes are traceable and well documented. /li liPartnering with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal to make sure decisioning changes are aligned and risk‑aware. /li liMaintaining clear documentation for fraud rules, rationale, expected impact, testing outcomes, and monitoring results. /li liHelping reduce single points of failure by building repeatable processes and stronger business continuity around fraud decisioning. /li /ul h3What We’re Looking For /h3 ul liExperience as a Fraud Analyst, Risk Analyst, Fraud Strategy Analyst, Fraud Rules Analyst, Decisioning Analyst, or similar. /li liHands‑on experience with a decisioning tool, fraud rules engine, risk platform, or internal decisioning system. /li liExperience creating, testing, monitoring, or tuning fraud rules, thresholds, scenarios, or risk logic. /li liStrong analytical skills and comfort working with data to assess rule performance and fraud patterns. /li liGood understanding of fraud typologies, especially card fraud, transaction fraud, account misuse, or payment fraud. /li liAbility to balance fraud prevention with customer impact and operational workload. /li liExperience working with false positives and understanding that good fraud controls require continuous monitoring and tuning. /li liStrong written communication skills, with the ability to explain rule logic, rationale, risks, and expected outcomes clearly. /li liComfort working cross‑functionally with FraudOps, Product, Engineering, Compliance, and Data teams. /li liA structured mindset and appreciation for documentation, traceability, governance, and change control. /li liFintech, banking, payments, spend management, or regulated financial services background. /li liSQL or basic data analysis.



/li /ul h3What Success Looks Like /h3 ul liYou understand Pleo’s fraud decisioning setup and can confidently support day‑to‑day rule operations. /li liFraud rule requests are better structured, documented, and traceable. /li liRule changes are supported by data, clear rationale, and expected impact. /li liPost‑deployment monitoring is more consistent and visible. /li liFraudOps and DI have a stronger operating rhythm for proposing, reviewing, deploying, and tuning fraud controls. /li /ul h3Why join us? /h3 pThis is a rare opportunity to help shape a growing decisioning function from the inside. You will not just be reviewing fraud alerts, you will help define how fraud detection logic is built, governed, monitored, and improved. You will join a team that is building the foundations for more scalable, data‑driven, and resilient financial crime decisioning. If you enjoy working at the intersection of fraud strategy, operations, data, systems, and product, this role will give you real ownership and impact. /p h3Apply if this sounds like you /h3 pYou are analytical, structured, curious, and comfortable challenging assumptions. You know that fraud rules are never “set and forget.” You understand the importance of balancing risk reduction, customer experience, operational workload, and governance. Most importantly, you have worked with decisioning tools or rule‑based risk systems before and want to help build a stronger fraud decisioning capability at scale. /p h3The location /h3 pWe can hire on a remote, hybrid or in‑person set‑up in any of the locations listed on the advert but you will need to be physically based in the country of your choice with a valid right to work. We are unable to offer visa sponsorship for this role in any of the listed locations. /p h3Show me the benefits! /h3 ul liYour own Pleo card (no more out‑of‑pocket spending) /li liLunch is on us for your work days – enjoy catered meals or receive a lunch allowance based on your local office /li liComprehensive private healthcare – depending on your location, coverage options include Vitality, Alan or Médis /li liWe offer 25 days of holiday + your public holidays /li liFor our Team, we offer both hybrid and fully remote working options /li liWe use MyndUp to give employees access to free mental health and well‑being support /li liPaid parental leave – we want to make sure that we’re supportive of families and help you feel you don’t have to compromise your family due to work /li /ul /p #J-18808-Ljbffr

📌 AML Analyst (España)
🏢 Pleo
📍 España