Responsibilities

- Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks
- Contribute to define the new risk policies and changes in these
- Drive the strategic management and profitability of retail portfolios
- Architect and refine credit risk admission policies
- Spearhead the development of pricing strategies
- Oversee risk models and data quality
- Prepare and refine data to ensure high quality and robustness for analysis

Qualifications

- Degree in Economics, Mathematics, Physics, or Statistics
- Master’s level knowledge of Data Science
- At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios
- Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation
- Deep understanding of credit risk models
- Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL
- Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA
- English required

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📌 Risk Portfolios Manager (Madrid)
🏢 Jobtailor
📍 Madrid