Experteer Overview In this role you will own the pricing strategy for our Protection portfolio (Auto, Home, Health, and others) within Santander. You will align pricing with commercial goals, regulatory standards, and profitability, while leading data-driven decision making and end-to-end execution. You’ll design AI-enabled, real-time pricing models and scalable frameworks to maximize value and customer satisfaction. You’ll work with cross-functional teams to drive growth and improve profitability in a regulated environment.Compensaciones / Ventajas
- Own and drive pricing strategy and value proposition for Protection aligned with commercial objectives and profitability
- Develop advanced pricing frameworks using scalable ML solutions in regulated environments
- Optimize underwriting processes across protection products and distribution channels
- Lead design and implementation of AI-driven real-time pricing models using behavioral, transactional, and contextual data
- Build contextual pricing capabilities adapting to customer intent, journey, channel, and signals
- Identify growth opportunities across acquisition, conversion, retention, cross-selling, and CLV optimization
- Monitor market dynamics and insurtech innovations with cross-functional teams (Digital, CLTV, New Ventures)
- Define and track product/portfolio KPIs for commercial performance and sustainable growth




- Manage stakeholder expectations and align priorities across functions and geographies
- Collaborate with multidisciplinary teams and foster a test-and-learn culture
- Translate business needs into epics, features and user stories with acceptance criteriaResponsabilidades
- 10+ years in Product Pricing, Product Manager, or Business Product Lead roles
- Experience in Insurance (Auto/Home/Health)
- Experience in financial services environments
- Experience working with technology teams in agile setups
- Strong understanding of insurance business model and product economics
- Backlog management and prioritization proficiency
- Strong knowledge of product metrics and data-driven decision-making
- Experience in agile environments (Scrum/Kanban/hybrid)
- Experience in banking and insurance environments (preferred)
- Experience in digital insurance distribution (preferred)
- Experience with external partners or joint ventures (preferred)
- Background in digital transformation initiatives (preferred)Requisitos principales
- Hybrid working model
- Learning platforms including Santander Open Academy
- Competitive salary with performance-based bonuses
- BeHealthy wellness programme
- Childcare support
- Santander Contigo employee assistance services

📌 Product Pricing Manager (Madrid)
🏢 Grupo Santander
📍 Madrid